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Credit Service

YOUR FRIENDLY & PROFESSIONAL
COLLECTION PARTNER

(800) 221-3207

Businesses have partnered with Credit Service to provide account management solutions with great success while avoiding the high cost and commitment other agencies charge.

** AGREEMENT ** Terms and Conditions

This is an attempt to collect a debt, and any information obtained will be for that purpose. This is a communication from a debt collector.

THIS INTERNET PAYMENTS SITE OFFERS A PAYMENT SERVICE FOR YOUR CONVENIENCE AND USE. PLEASE READ THESE CONSUMER TERMS AND CONDITIONS CAREFULLY BEFORE ACCESSING OR USING THE SERVICE. BY CLICKING “MAKE A PAYMENT” OR BY USING THIS SERVICE, YOU AGREE TO BE BOUND BY THESE TERMS. IF YOU DO NOT WANT TO ACCEPT THESE TERMS, YOU MAY NOT USE THIS SERVICE, AND YOU SHOULD EXIT THIS SITE. A $7.00 CONVENIENCE FEE WILL BE CHARGED FOR THE PROCESSING AND HANDLING OF YOUR PAYMENT. IF YOU PREFER NOT TO PAY THE $7.00 CONVENIENCE FEE YOU CAN MAIL YOUR PAYMENT TO CREDIT SERVICE OF LOGAN, DBA CHEXCEL OR STATEWIDE COLLECTIONS TO PO BOX 3730, LOGAN, UT 84323 OR STOPING BY OUR OFFICE LOCATED AT 180 N MAIN STREET, LOGAN, UT 84321 OR CHEXCEL 914 MAIN, RAPID CITY, SD 57701. CONVENIENCE FEE MAYBE VOID IN CERTAIN STATES.

 

If you would like to talk to a representative, please call 1-435-752-2660 if you’re in the Utah calling area. If not, you can call toll free: 1-800-221-3207 during our regular business hours: Monday thru Friday 9:00 A.M. to 5:30 P.M., Mountain Standard Time.

 

CREDIT CARD TRANSACTION
By submitting a credit card payment through this Service you agree to the terms and conditions of this Agreement and you agree to pay for this charge under the terms of the agreement you have with your credit card issuer. You further agree you are making this payment voluntarily and will not dispute the charge with your credit card company. This User Agreement forms a legally binding contract between you and Credit Service of Logan, Inc, and this Agreement constitutes a written agreement signed by you under any applicable law or regulation. Any rights not expressly granted herein are reserved by Credit Service of Logan, Inc. By clicking on the “Make a payment” button you are accepting these terms. Please remember to print this form for your records.

 

It is also agreed that our acceptance of a payment for less than the full amount you owe will not constitute an agreement by us to accept monthly payments. If you pay less than the full amount you owe, we reserve the right to continue with any and all collection action necessary to collect the entire balance due.

 

Limitation of Liability TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, WE WILL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE, EXEMPLARY OR MULTIPLE DAMAGES OF ANY KIND IN CONNECTION WITH OR ARISING OUT OF YOUR USE OF THIS SITE OR THESE SERVICES. IF WE LEARN OR YOU INFORM US THAT WE HAVE MADE A MISTAKE IN APPLYING YOUR PAYMENT, WE WILL TAKE ONE OF THE FOLLOWING ACTIONS, AT OUR SOLE DISCRETION: (i) IF YOU HAVE PAID A FEE TO ACCESS THIS SITE, WE WILL REFUND THE FEE TO YOU; OR (ii) WE WILL REAPPLY THE PAYMENT IN ACCORDANCE WITH YOUR ORIGINAL INSTRUCTIONS. THIS IS YOUR SOLE AND EXCLUSIVE REMEDY.

Indemnification You shall insure us against any damages we may suffer from your failure to abide by these terms and conditions.

 

Arbitration: At the election of either you or us, any claim, dispute or controversy (“Claim”) by either you or us against the other, or against the employees, agents or assigns of the other, arising from or relating in any way to this Agreement or your Account(s), or any transaction(s) on your account shall be submitted to binding arbitration. You further agree that no class actions, joinder or consolidation of any Claim, with a Claim of any other person or entity shall be allowable in arbitration, without the written consent of both you and us.

 

Notices: You agree that we may provide notices to you by using one or more of the following methods: Posting them on this Site; Emailing them to an email address that you have provided; Sending them via text message to a mobile number you have provided; Or by mailing them to a postal address that you have provided. All notices by any of these methods shall be deemed received by you no later than twenty-four (24) hours after they are sent or posted, except for notice by U.S. mail, which shall be deemed received by you no later than five (5) calendar days after it is mailed. You may provide notice to us at info@cslinc.biz or PO Box 3730, Logan, UT 84323, Attention: Customer Support. Notices sent to us will be deemed received upon our receipt of such notices.

 

State Specific Language

We are required under certain state laws to notify consumers residing in these states of the following rights. This list does not contain a complete list of the rights consumers may have under other state and/or federal laws.

 

California Residents: The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov. Nonprofit counseling services may be available in the area.

 

Colorado Residents: A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt. Our Colorado office is located at: 2442 S. Downing St., Suite 102, Denver, CO 80210. The phone number to our local Colorado office is (303) 863-9500. Our toll free number is 800-364-6445. FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE HTTPS://COAG.GOV/OFFICE-SECTIONS/CONSUMER-PROTECTION/CONSUMER-CREDIT-UNIT/COLLECTION-AGENCY-REGULATION/.

 

Nevada Residents: If you agree to pay the debt or any portion of the debt, the payment or agreement to pay may be construed as: (1) an acknowledgment of the debt by you; and (2) a waiver by the consumer of any applicable statute of limitations set forth in NRS 11.190 that otherwise precludes the collection of the debt; and (3) if you do not understand or have questions concerning your legal rights or obligations relating to the debt, you should seek legal advice.

 

Credit Service of Logan reserves the rights to change the terms and conditions of this agreement without prior notice. You can obtain a copy of the terms and conditions by going to www.paycreditservices.com.

 

Jurisdiction governing this agreement shall be in Utah.

 

By clicking “Make a payment” you agree the terms and conditions set forth and said terms and conditions will apply to you, your spouse and any legal dependents. Furthermore, this agreement covers all past, current and future accounts, debts or claims against Credit Service of Logan, Inc. DBA CheXcel DBA Credit Service. Statewide Collections, llc.

 

This agreement is between YOU, and Credit Service of Logan, Inc. DBA CheXcel DBA Credit Service, Statewide Collections, llc. Who corporate office is located at 180 N Main, Logan, UT 84321 – 800-221-3207.

 

Electronic Signature Agreement. By selecting the “Make a payment” button, you are signing this Agreement electronically. You agree your electronic signature is the legal equivalent of your manual signature on this Agreement. By selecting “Make a payment” you consent to be legally bound by this Agreement’s terms and conditions. You further agree that your use of a keypad, mouse or other device to select an item, button, icon or similar act/action, or to otherwise provide Credit Service of Logan, Inc. DBA CheXcel DBA Credit Service, Statewide Collections, llc.  or in accessing or making any transaction regarding any agreement, acknowledgement, consent terms, disclosures or conditions constitutes your signature (hereafter referred to as “E-Signature”), acceptance and agreement as if actually signed by you in writing. You also agree that no certification authority or other third party verification is necessary to validate your E-Signature and that the lack of such certification or third party verification will not in any way affect the enforceability of your E-Signature or any resulting contract between you and Credit Service of Logan, Inc. DBA CheXcel DBA Credit Service, Statewide Collections, llc.You also represent that you are authorized to enter into this Agreement for all persons who own or are authorized to access any of your accounts and that such persons will be bound by the terms of this Agreement. You further agree that each use of your E-Signature in obtaining a Credit Service of Logan, Inc. DBA CheXcel DBA Credit Service, Statewide Collections, llc. OnLine service constitutes your agreement to be bound by the terms and conditions of the Credit Service of Logan, Inc. DBA CheXcel DBA Credit Service, Statewide Collections, llc.

 

If you accept these terms & conditions complete the boxes below and select "I Accept".

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